Google Pay for Transit enables open loop payment methods for public transit agencies. Google Pay facilitates payment collection for transit operators that accept generic payment credentials. This guide helps public transit agencies enable Google Pay with open loop payments.


Before you start, review the following prerequisites:

  • Your terminals or card readers need to support Europay Mastercard Visa (EMV) credit and debit payments. L1 and L2 EMVco certification is required. For more information about EMV certification, see Product approval processes.
  • You can use private label cards (PLCs). PLCs don’t require L1 and L2 certification. For more information about the use of PLCs, see EMV and PLC cards.
  • Users must have a mobile device with Android v4.4 or higher that supports near field communications (NFC) and host card emulation (HCE).
  • Users must have the Google Pay app and a bank-issued card added to their Google account.