Private label cards (PLC) are tokenized by the network provider, but the transactions are routed within the transit agency's own network, rather than a public network such as Visa. PLCs can only be used in the transit system where they're accepted. This means that no outside merchant usage is allowed.
The following table describes the pros and cons of the two card types:
Pros | Cons | |
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EMV cards |
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Private label cards (PLC) |
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